SAFE HARBOR CAPITAL GROUP LAUNCHES NEW REVERSE MORTGAGE PRODUCT

Safe Harbor Capital Group has just launched a new product available to people 62 years old or older, The Reverse Mortgage. This product gives homeowners financial freedom that will improve the quality of life and help relieve the worry of coping with every day expenses as well as unfortunate life changing events. The Reverse Mortgage helps seniors to continue living in their home by turning the equity they have built into extra cash or tax-free income.

The Reverse Mortgage is quickly becoming a very popular financial tool for many older Americans that are finding it difficult to keep up with the financial pressures of the new economy. This simple process will have costs similar to traditional mortgages; which is typically 3%-5% of the total loan amount. To help ease the costs associated with this transaction the fees can be paid from the proceeds of the new mortgage. The amount of money a homeowner can receive will vary and is determined by a number of factors including their age, the value of their home, and the amount of equity in the home.

To find out more information about this new exciting product please call Safe Harbor Capital Group today and speak with a knowledgeable Mortgage Counselor. You can find out if a reverse mortgage is right for you. We look forward to assisting you with all your borrowing needs 631-776-7500 x 13 or visit our website at www.safeharborcapitalgroup.com.

SAFE HARBOR CAPITAL GROUP WELCOMES SHELLY ZALTSMAN AS A NEW ADDITION TO THE SALES TEAM

Safe Harbor Capital Group is proud to welcome Mortgage Counselor Shelly Zaltsman as the newest addition to the sales force. Shelly has been working in the financial service industry for the past five years at Bank Yahav in Israel. Shelly specialized in credit counseling and will be using her knowledge of the banking world to assist homebuyers.

As a mortgage counselor with Safe Harbor Capital Group, LLC, Shelly has a vast array of mortgage products to discuss with you. Whether you need a purchase or a re-finance, Shelly will meet with you and make sure that your mortgage choice meets your financial needs! A mortgage should be an integral part of your financial plan. It needs to fit into your present budget while taking into account your long term goals.

Shelly has a Bachelor of Arts degree in Human Resources and Organizational Consultancy from Israel College of Administration. She also has a Masters degree in Public Policy from Tel Aviv University in Israel. Shelly is fluent in both English and Hebrew.

Please contact Shelly Zaltsman for all of your borrowing needs and for more information on Safe Harbor Capital Group at 631-776-7500 x27 or visit our website at http://www.safeharborcapitalgroup.com/.

SAFE HARBOR CAPITAL GROUP FINDS FLORIDA IS NOT JUST FOR VACATIONS ANY MORE

Birds do it every year, so why shouldn’t we. Every year more and more people are becoming snow birds and flocking to the warm climates of South Florida, during the frigid months in the Northeast.

Safe Harbor Capital Group caught on to this trend 2 years ago when it first got “hot,” and opened a second office down in West Palm Beach, Florida. Now Florida is “hotter” than ever, and it’s not just the climate. Buildings are shooting up all over the sun lovers’ paradise. Safe Harbor has teamed up with several builders and realtors in Florida to help provide the Sunshine State with great personalized mortgage programs and financing options.

The market in Florida has seen an increase in people who have relocated their permanent residence down south, as well as a rise in investment properties and second homes purchases. This boost has contributed to the influx of new construction and the need for more financing.

Some new communities that Safe Harbor Capital Group currently has on-site representatives are The Edge in West Palm Beach, Florida; which is a modern high-rise condominium community built by Wood Partners offering a sleek style with ocean views. Other communities by Wood Partners include condominium conversions; Fiore at the Gardens, and Mezzano also in West Palm Beach. These communities have also chosen Safe Harbor Capital to be their on-site Lender.

Sixty Sixty a unique condo-tel in Miami Beach boasts beautiful ocean views and is currently being marketed and sold by Fortune Realty Group, a substantial realty group based in Miami, Florida.

Safe Harbor Capital Group is working with a prestigious realtor group located in Florida by the name of The Ball Group, Inc that offers the most appealing residential real estate in South Florida. Through the Ball Group and their affiliated builders Safe Harbor Capital Group has provided Floridians the same personalized service and lasting relationships that New Yorkers have been receiving for years.

Polar Plunge Photos

On Saturday March 18, 2006 at Bar Beach in Port Washington, NY caring people from all over Long Island jumped, crawled and splashed into the icy water of the Long Island Sound, including Dan Longaro from Safe Harbor Capital Group.

The Polar Plunge is an event that is held every year that allows individuals, organizations and businesses the ability to help support the Special Olympics by raising money in a “cool” way.

According to the Special Olympics, “The mission of the Special Olympics New York, Long Island Region is to provide year-round sports training and competition for close to 4,000 Long Island athletes who compete in 23 Olympic-style sports for children and adults with intellectual disabilities. There is never a cost to the athletes or their families.”

SHCG WELCOMES NEW ADDTION TO SALES TEAM, STEVE INGUANTA

Safe Harbor Capital Group would like to welcome Steve Inguanta into our winning sales team. Steve has been in the mortgage industry for the past five years. He comes to Safe Harbor Capital from the Royal Bank of Canada were he worked exclusively with borrowers who had challenged credit. Steve enjoys helping people and works with his borrowers to get them on the track to financial freedom.

Steve also has a background in public relations which makes him the perfect liaison for his customers. The personalized attention that Safe Harbor delivers was a perfect match for Steve because he puts his clients needs first, from initial contact to close. “Their needs are my first concern. I like to make my clients feel at ease and confident throughout the mortgage process which could be stressful.”

As a New York State licensed mortgage broker and direct lender in the states of Florida and Connecticut, SHCG stresses the relationships built with its clients as the key to success. In this regard, the company relies on the dedication of its employees, its commitment to outstanding service, and its ability to deliver competitive pricing, which is why Steve Inguanta is a valuable addition to the Safe Harbor Capital team.

Please contact Steve Inguanta for all of your borrowing needs and for more information on Safe Harbor Capital Group at 631-776-7500 x25 or visit our website at www.safeharborcapitalgroup.com.

FREEZIN’ FOR A REASON: SAFE HARBOR CAPITAL GROUP HELPS RAISE MONEY FOR THE SPECIAL OLYMPICS

The water may be a bone chilling 38 degrees but Dan Longaro from Safe Harbor Capital Group along with many others will be diving in to help raise money for the Special Olympics. The Polar Plunge is an event that is held every year that allows individuals, organizations and businesses the ability to help support the Special Olympics by raising money in a "cool" way. On Saturday March 18, 2006 at Bar Beach in Port Washington, NY caring people from all over Long Island will be jumping, crawling and splashing into the icy water of the Long Island Sound.

According to the Special Olympics, "The mission of the Special Olympics New York, Long Island Region is to provide year-round sports training and competition for close to 4,000 Long Island athletes who compete in 23 Olympic-style sports for children and adults with intellectual disabilities. There is never a cost to the athletes or their families." The Polar Plunge is just one way that people can help donate money to this great organization.

If you’re not willing to take the "plunge" there are many other ways to show your support by making monetary pledges and even volunteering for the organization. If you would like to help sponsor Dan Longaro, or any of the brave souls planning in participating in the polar plunge please contact the Special Olympics New York, Long Island Region at 631-254-1465 x 12, or visit their website at www.specialolympicsNY.org/longisland.php.


For more information on sponsoring Dan Longaro in the Polar Plunge please contact Safe Harbor Capital Group at 1-877-SHCG-LLC x 23 (1-877-742-4552 x 23) or email him at mailto:dl@safehabcap.com.

COVERT YOUR HOME EQUITY LOAN AND GET THE MOST FROM YOUR MORTGAGE

Safe Harbor Capital Group is proud to offer the Home Equity Loan Conversion Option. With the Prime Rate currently at 7.5% and on the rise; this program allows homeowners to convert an existing adjustable Home Equity Line of Credit that typically adjusts with the Prime, to a Fixed Rate Second Mortgage, with a locked interest rate up to 1% below the current Prime Rate.
With a Fixed Rate Second Mortgage a homeowner has security knowing that their monthly payments will stay the same for the life of the loan and will not fluctuate as the market moves. Other benefits associated with this program are terms up to 30 years, No Closing Costs, Cash-out existing equity, and a quick turn around time on closing. This can be done without income or asset verification and up to 100% of the value of the home. This amazing opportunity is available on Primary Residences, Second Homes, and Investment Properties. For more information on this product and many other financing options please contact Michele Francis of Safe Harbor Capital Group at 631-776-7500 x 13.

Michele Raab-Francis is the President/CEO of Safe Harbor Capital Group. She has helped thousands of individuals with their Mortgage needs. Visit her website today to find out how you can get a free consultation. http://www.safeharborcapitalgroup.com


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